Huber Heights Sponsored 401(k) Plan

Looking for a smarter way to strengthen your employee benefits and invest in your team’s future? Join the Huber Heights Chamber of Commerce for a practical, high-impact session on the Chamber’s discounted 401(k) plan for member businesses. This upcoming Business with a Bite: 401K Benefits event on March 12 is designed to help local employers better understand how this Chamber benefit can support recruiting, retention, and long-term employee financial wellness.

The session will be presented by Mike Riley, MBA, CRPS®, founder of Inertia Wealth Management, whose firm helps employers evaluate and implement retirement plans while providing ongoing education and support for both business owners and employees. Inertia Wealth Management emphasizes a fee-only fiduciary approach and employer-sponsored retirement planning tailored to real-world business needs.
Whether you already offer benefits or are exploring your first retirement plan, this event is an excellent opportunity to learn how your Chamber membership can deliver meaningful value for your business.

Mike Riley, M.B.A., CRPS®, leads Inertia Wealth Management’s Business Solutions for small and mid-size companies. He partners with employers on retirement plan selection and design, ongoing plan support, and participant-focused education that helps employees understand their options and take action. Mike’s approach emphasizes outcomes at the individual level—improving engagement, participation, and confidence—while supporting the employer’s broader goals for retention and benefits value. As a participant-focused advisor, he delivers clear, practical guidance for employees across life stages, making the plan a meaningful tool rather than a neglected benefit.

What is a Multiple Employer Aggregation Program?
A Multiple Employer Aggregation Program (MEAP) is a qualified retirement plan adopted by multiple employers through their association with the sponsoring organization, which acts as the lead sponsor. The MEAP gathers the plan’s important administrative, recordkeeping and fiduciary services to be overseen by a third party, which allows the plan sponsors who participate to outsource many responsibilities associated with running a retirement plan, and often, helps reduce costs.